The good news is that most insurers consider woodlands to be
pretty low risk and premiums are not expensive. There are many
woods where the risks are so low that it is hardly worth bothering
with insurance at all.
It is however it is well worth considering obtaining cover for
public liability for your woodland if:
- Your woodland
adjoins a road or public right of way and there is a risk a tree
might blow over and cause damage or harm, or walkers might
injure themselves.
- Your trees might
damage a BT cable, electricity line, fencing or neighbours
property.
- You invite
friends, school children etc into the woods and there is a
potential risk that they might hurt themselves.
You may wish to
take out insurance cover for damage from wind (some of you may
still remember 1987 and
1990) or fire (most broadleaf woodlands do not burn, but young
conifers can be inflammable at certain times of year)
Insurance companies may be able to include the woodland on your
existing property insurance. An excellent joint woodland scheme is
available for owners through the Small Woods Association or other
land owning associations such as the National Farmers’ Union (NFU)
or the Country Land and Business Association (CLA).
Please note that
Wildlife Woodlands do not offer insurance services.
●
A woodland of your own ●
Managing for conservation ●
●
Woodland grants and permissions ●
Woodland taxation ●
● Woodland insurance ●
Buying a wood ●
